Payment Options

At Dr Nidhi Berera’s Surgery we understand the financial pressure and constraints in everyday life. With rising costs of living and increased taxes, we strive to provide everyone with optimal, affordable dental treatment. We are excited to announce that we are able to give you the opportunity to pay for your treatment with flexible and interest-free monthly payment plans.


Denticare Payment Solutions offers our patients a range of flexible payment solutions to suit your individual needs. Enjoy the freedom to have the dental treatment you need whilst managing the cost with easy regular payments.

  • Payment plans available up to $9,000
  • Interest free!!
  • Plans up to 2 years (depending on the amount borrowed)
  • One-off account establishment fee ($39)
  • One-off borrowing amount (3.9%)
  • Fast efficient approvals

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With on-the-spot electronic claiming of health fund benefits through HICAPS, simply bring your private health insurance card when you visit us. You can claim your health fund benefits at the end of each session, with you only needing to pay the difference.

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How can a zipPay/zipMoney payment plan work for me?

By spreading the cost of your dental procedure across a longer period of time, getting the treatment you need becomes more accessible as you don’t need to wait for funds to become available. As long as you are at least 18 years old, an Australian citizen or resident, and employed in some capacity, you can take advantage of your own payment plan. Some of the benefits of these payment plans include:

*No deposit is required meaning you don’t have to pay any money upfront

*A one-off establishment fee may apply but this is added to your interest-free balance

*An interest-free period of up to six months after which interest will accrue at the standard annual percentage rate

Terms and conditions

Available to approved applicants only. Minimum monthly repayments are required. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate. A one-off establishment fee applies; see your contract for details.

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Total Lifestyle Credit (TLC)

TLC provides a payment plan solution to suit your lifestyle and has been designed to cover all medical, cosmetic and lifestyle needs as well as your associated costs.

*A complete in-house stress free personalised service.

*Payment plans from $2,001 to suit your financial & lifestyle needs.

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For treatments provided we accept cash, MasterCard, VISA and EFTPOS.

To find out more information about payment options please mention it to our dentist during your consultation with them. Call our friendly team on to arrange your appointment on 1300 26 77 26.

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